SkillsFuture Mid-Career Enhanced Subsidy (MCES)
The SkillsFuture Mid-Career Enhanced Subsidy recognises that mid-career Singaporeans may face greater challenges in undertaking training and provides additional subsidies to encourage upskilling and reskilling to adapt to changing job requirements. It offers higher subsidies of up to 90% of course fees for SSG-supported courses and at least 90% of programme cost for MOE-subsidised courses. This enhanced subsidy is designed specifically for Singapore Citizens aged 40 and above, covering courses ranging from Nitec to postgraduate level across universities, polytechnics, ITE, and arts institutions. Eligible individuals must first qualify for the MOE/SSG base course fee subsidy to receive the enhanced rate.
Eligibility Criteria
- 01
Singapore Citizens aged 40 and above
- 02
Must qualify for the MOE/SSG base course fee subsidy first
How to Apply
1. Search for eligible courses on MySkillsFuture portal 2. Log in via Singpass to see estimated course fees applicable to you 3. Enrol directly with the course provider 4. Enhanced subsidies are automatically applied - you will be charged the nett fee only 5. Course fees may be subject to GST
Claims and Disbursement
No separate application or claims process required. The enhanced subsidy is automatically applied upon course enrolment for eligible individuals. You must qualify for the base course fee subsidy first, then the enhanced rate is calculated and applied directly, reducing your out-of-pocket expenses.
Frequently Asked Questions
Autonomous Universities (NUS, NTU, SMU, SUTD, SIT, SUSS), Polytechnics, ITE, LASALLE College of the Arts, Nanyang Academy of Fine Arts, and National Institute of Early Childhood Development.
SSG-supported courses at CET Centres (up to 90% subsidy) and certifiable skills training courses (up to 70% subsidy). MOE-subsidised courses from Nitec to postgraduate level.
Start your course search on MySkillsFuture and login via Singpass to see the estimated course fees applicable to you.
Only selected Postgraduate by Coursework programmes are MOE-subsidised and eligible. Please check directly with your preferred Institute of Higher Learning to confirm eligibility.
Yes, this enhanced subsidy works alongside other SkillsFuture funding schemes and can be combined with SkillsFuture Credit for further cost reduction.
Related Grants
SkillsFuture Level-Up Programme
SkillsFuture Singapore (SSG)
Up to 90% course fee subsidy + $4,000 SkillsFuture Credit (Mid-Career) + Training allowance up to $3,000/month (full-time) or $300/month (part-time)
The SkillsFuture Level-Up Programme helps mid-career Singapore Citizens aged 40 years and above pursue a substantive skills reboot and adapt to a changing economy through enhanced course fee support and training allowance. It is designed to provide comprehensive support for individuals looking to deepen skills in their current career or reskill for new opportunities. The programme combines two key components: increased course fee subsidies (Mid-Career Enhanced Subsidy and SkillsFuture Credit Mid-Career tier) and financial support for long-form training (SkillsFuture Mid-Career Training Allowance). This holistic approach addresses both the cost barriers and income loss concerns that mid-career individuals face when pursuing substantial skills upgrading.
SkillsFuture Credit (SFC)
SkillsFuture Singapore (SSG)
Base Tier: $500 (no expiry), Mid-Career Tier: $4,000 (no expiry)
SkillsFuture Credit helps Singaporeans offset course fees for eligible courses that support skills development and lifelong learning to be future-ready and relevant. It is a personal credit for individuals (not employers) and is available to all Singapore Citizens aged 25 and above. The credit can be used on top of existing government course subsidies. There are two tiers of SkillsFuture Credit: a Base Tier for all Singapore Citizens aged 25 and above ($500), and a Mid-Career Tier for Singapore Citizens aged 40 and above ($4,000). The Base Tier credit can be used for all courses listed on the MySkillsFuture portal, while the Mid-Career Tier credit can be used for selected courses with better employability outcomes. Neither tier has an expiry date.
SkillsFuture Career Transition Programme (SCTP)
SkillsFuture Singapore
Up to 95% course fee funding for eligible jobseekers, up to 90% for other eligible trainees. Can be combined with SkillsFuture Credit.
The SkillsFuture Career Transition Programme (SCTP) supports mid-career individuals in acquiring industry-relevant skills to improve employability and pivot to new sectors or job roles. This train-and-place programme is available in part-time or full-time format, typically ranging from three to 12 months, and is delivered by Continuing Education and Training (CET) Centres with employment facilitation services. Courses under the SCTP have been progressively launched since April 2022, with a target to have at least 200 SCTP courses by 2025. The programme focuses on sectors with good hiring opportunities such as Infocomm and Technology, Professional Services, and Advanced Manufacturing. It operates on a train-and-place modality with career advisory and employment assistance.
Workfare Skills Support (WSS) Scheme
Workforce Singapore
Training Allowance: $6/hour (cap 180 hours). Training Commitment Award: up to $1,000/year. Absentee Payroll: 95% of hourly basic salary (cap $13/hour). WSS Level-Up TA: up to $1,500/month (ages 30-39) or $3,000/month (ages 40+)
The Workfare Skills Support Scheme (WSS) provides additional support for lower-income workers to upgrade their skills and improve their employability. NOTE: Specific programme details are not readily available. This programme may be part of the broader Workfare initiative and could be affected by workforce transformation changes.
Professional Capability Grant (PCG) — Professional Development Sponsorship
NCSS
Graduate Diploma/Degree in Social Work or Masters in Psychology: up to 75% of course fees, capped at $99,400. Other social service graduate/postgraduate studies: up to 50%, capped at $37,500.
The Professional Development Sponsorship provides funding for in-service staff at social service agencies to achieve their first recognised qualifications in social work and psychology. It also offers training support for additional graduate and postgraduate studies in social services. A bond period pegged to study duration applies. Liquidated damages apply for non-compliance.
Professional Capability Grant (PCG) — Overseas Training Grant
NCSS
Up to 60% of actual expenditure, capped at $20,000. Up to 80% if presenting a paper at a conference.
The Overseas Training Grant supports specialised training programmes that are not available in Singapore, including short-term conferences and seminars, specialised certification courses, and study trips. Higher funding rates are available for professionals presenting papers at international conferences, encouraging agencies to showcase their work to the international community.